At Northwest Vision, we want to ensure you get the best possible eye care while making the most of your health benefits. If you have a Flexible Spending Account (FSA) or a Health Savings Account (HSA), you have a powerful tool to pay for essential vision services, often with tax-free dollars!

What are FSA and HSA Plans?

These plans are tax-advantaged accounts that allow you to set aside money for qualified medical expenses. While both are excellent savings tools, they have key differences:

Feature	Flexible Spending Account (FSA)	Health Savings Account (HSA)
Eligibility	Available with most standard health plans.	Must be paired with a High Deductible Health Plan (HDHP).
Rollover	Use-It-or-Lose-It: Most funds must be spent by year-end, though some plans allow a small rollover or grace period.	Funds Roll Over: Money stays in the account year after year, even if you change jobs or health plans.
Ownership	Owned by your employer.	Owned by you.

✅ Eligible Eye Care Services at Northwest Vision

The great news is that most of the services and products we offer qualify for both FSA and HSA use! This is a fantastic way to pay for necessary vision expenses, from routine care to advanced treatments.

Core Vision Services:

• Comprehensive Eye Exams
• Prescription Eyeglasses
• Prescription Contact Lenses
• Vision correction surgery, from ICL to RLE and premium intraocular lenses to decrease dependence on glasses after cataract surgery 

Advanced Dry Eye and Treatment Eligibility:

One of the best ways to use your pre-tax dollars is on advanced, non-routine treatments. If you suffer from dry eyes, the following eligible services are available at Northwest Vision:

• Lipiflow: A thermal treatment for Meibomian Gland Dysfunction (MGD), a common cause of dry eye.
• Blephex: An in-office cleaning procedure for blepharitis, frequently paired with Lipiflow.
• Lumenis Optilight and Optiplus (IPL): Intense Pulsed Light (IPL) treatments used to address inflammation and improve dry eye symptoms.

💡 Note: Cosmetic procedures are generally not covered. However, medically necessary treatments for chronic conditions like dry eye often are eligible. We recommend consulting your plan administrator for confirmation on specific treatment coverage.

We also offer Omega-3 supplementation and several products from Oasis Medical & We Love Eyes to assist with eyelid hygiene. 

🗓️ Don’t Lose Your FSA Funds!

If you have an FSA, be mindful of your plan’s deadline! Many plans require you to use your funds by December 31st or soon after. Schedule your annual exam, pick up a new pair of glasses, or finally treat your dry eyes before you lose the money you set aside.

Ready to use your benefits?

Call Northwest Vision today to schedule your appointment and discuss your eye care needs!